Bank Deregulation and Racial Inequality in America

Nice paper by Ross Levine, Alexey Levkov, and Yona Rubinstein.

It makes case for bank deregulation looking at a different perspective altogether. They show bank dereg had led to lower racial inequality in US:

HongKong Monetary Authority and Consumer Protection: Mix of traditional and behavioral approaches

Eddie Yue, Deputy Chief Executive of the Hong Kong Monetary Authority gives this speech on consumer protection in financial products.

HKMA has an interesting strategy of consumer protection. It is a mix of classical and behavioral approaches to fin reg: